Healthcare insurance needs reform! Implement healthcare-related insurance for catastrophic and/or accidents. This is the only reason why I would buy any current healthcare insurance for fear of bankrupting my family, who would sell everything to save the lives of their loved ones.
But since I am unemployed and have no income to buy into the current healthcare insurance or any upcoming, socialized mandated healthcare system, I might as well be penalized for not having health insurance and go to jail or just be left to die an impoverish death, like Nikola Tesla.
Like China and its cash only system, healthcare service could be paid by upfront CASH for, say, a simple annual check-up, which for example cost around $250.00. With competitive pricing, this stupid visit of checking the blood pressure, temperature and weight within fifteen minutes could be worth less in the long run.
Those who cannot afford healthcare treatment won’t see the doctor. There are other established healthcare programs available for those with indulgent needs. There are already competitive healthcare insurance providers that will cover up to 80% of the medical bill.
Those who can afford to pay upfront CASH into the system are the ones that would be able to provide the much needed income to the medical community and help to pay off their student loans, which got them into the Hippocratic field of saving lives in the first place.
Because people, by nature, are imperfect and get into all sorts of dents and dings, such as broken bones, cuts and bruises, and other ailments that could easily treatable with today’s technologically, advancement in medicine, a `universal healthcare insurance` program would help tremendously in the case of catastrophic or accidental events, which do occur infrequently and would not burden society as a whole.
On a side note: As for the terminally ill, once again, if they cannot pay, then they should consider a dignified death by lethal injection. I don’t advocate a death by euthanizasia but if the bio-units cannot live on pain-killers alone, then the technology for a peaceful passing should be implemented (if not legalized) as part of the overhaul of this `universal healthcare plan`, too.
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